American Express is a multinational financial services company that offers a range of products including credit cards, charge cards, travel services, merchant services, personal savings, and insurance.
Founded in 1850 as an express mail service in Buffalo, New York.
In 1958, American Express issued the first charge card.
In 1987, American Express introduced the Platinum Card.
In 1999, American Express launched its first website.
In 2020, American Express announced a $1 billion initiative to promote diversity and inclusion.
Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories.
Mastercard is a multinational financial services company that provides a wide range of payment solutions and services to merchants, consumers, and financial institutions.
Discover is a financial services company that offers credit cards, personal loans, student loans, and banking services.
A high-end charge card that offers premium travel benefits, rewards, and concierge services.
A charge card that offers rewards on dining, travel, and entertainment.
A credit card that offers cashback rewards on groceries, gas, and other purchases.
An American Express charge card is a type of credit card that requires the balance to be paid in full each month. It typically has no preset spending limit.
The Platinum Card offers benefits such as airport lounge access, elite status with hotel and car rental programs, and travel credits.
American Express is not as widely accepted as Visa and Mastercard, but it is accepted at millions of merchants worldwide.
Yes, American Express offers personal loans with fixed monthly payments and competitive interest rates.
American Express rewards can be redeemed for travel, merchandise, gift cards, statement credits, and more through the Membership Rewards program.